Terms and Conditions

Welcome to Savenesso, a Hong Kong-based retirement planning service. The use of our services is deemed acceptance of the terms and conditions stated below. Please read the terms sensibly as they apply to the usage of our services. Continued access to and use of our services will be taken as acceptance of these terms.

1. Introduction

Savenesso specializes in individualized retirement plan development for individuals to secure their retirement potential. Our aim is to guide you through every stage of planning for retirement with precision and wisdom. Once you seek our services, you are presumed to have accepted these terms.

2. Services Offered

Our retirement planning service options are tailored to the individual’s needs. They consist but are not limited to:

Personalized Retirement Planning
Retirement Income Strategies
Tax Optimization Services
Risk Management Solutions
Social Security Maximization
Retirement Readiness Assessments

We aim to make all our advice as relevant to your individual circumstances as possible, but any decision you take from our recommendations is your responsibility.

3. Data privacy and adherence to Hong Kong Data Protection Ordinance

Your privacy is of prime importance at Savenesso. All of our actions are in accordance with the Personal Data (Privacy) Ordinance of Hong Kong. The Personal Data (Privacy) Ordinance provides for the handling of personal data to safeguard the rights of individuals regarding privacy. We assure you that, in compliance with this ordinance, the personal information collected, stored, and processed through this site will be dealt with legally.

We only obtain information that is necessary for the provision of our services. This information includes pecuniary data, retirement goals, and other personal details related to your economic planning. The data is kept safe and accessed only by authorized personnel.

4. No Sharing with Third Parties

We recognize our duty to protect your information. Therefore, we shall not use your personally identifiable information to share with third parties for marketing or advertising purposes. It will only be used to deliver retirement planning services and will not be divulged to any third party without your explicit consent, except as required by law.

Savenesso provides all security measures of having your information private and safe. We use the advanced methods of encryption as well as adhere strictly to the highest standards of security to protect all your information.

5. Disclaimer Of Liability

We shall not be liable to you or anyone else for any loss, damage or cost which may arise as a consequence of utilizing our retirement planning services except where such loss, damage or cost results directly from our negligence. Retirement planning is a venture involving risks. Speculative savings would pose certain risks, and any past performance is certainly not indicative of future results.

We shall not be liable for:

You incur losses as a result of wealth management decisions that you make as a result of our recommendations
Fluctuations or decline in the market or economic conditions that negatively affect your retirement funds

6. Amendment to Our Services

As respects our position to serve with due diligence, we may modify or revise our retirement planning policy. Savenesso may modify, suspend, or terminate any or all of our service offerings at any time and may exercise such rights without notice to you. Any modifications will be published on the website under updated Terms and Conditions, and you continue to use our services indicates that you agree to those modifications.

7. Termination of Services

You may cancel our services at any time by giving us written notice. Similarly, we reserve the right to terminate our agreement if we believe that you have breached these terms or otherwise misused our services. Once terminated we will not retain your personal data for longer than necessary to perform legal obligations or to exercise and defend legal rights.

8. Security of Personal Information

Savenesso uses various security measures to guard your privacy. We observe due maintenance with industry practices to ward off unauthorized access, alteration, or disclosure of the data we collect and maintain. In the event that a data breach occurs, we will take appropriate measures to minimize its effect and notify affected parties without delay in accordance with the PDPO.

9. Cookies and Tracking

Neither cookies nor any other tracking technology is employed on Savenesso’s website. Your browsing activities and preferences on our site will never be tracked or logged for privacy concerns.

10. Applicable Law

These terms and conditions shall be governed by and construed in accordance with the laws of Hong Kong. Any claims arising from your use of our services will be submitted to the jurisdiction of the courts of Hong Kong.

11. Variation of the Terms

Savenesso shall be entitled to, at any time without prior notice or obligation, update or amend these terms and conditions as it deems appropriate to reflect alterations in its service offerings or other legal or regulatory requirements. We invite you to check these terms from time to time for any updates. Use of our services with updated terms constitutes acceptance.

Terms & Conditions